Square processing rates differ based on in-person POS swipes versus online or manually keyed transactions.
Interactive Calculator
Estimated Payout
Total Square Fee
$2.70
Net Payout
$97.30
Practical Tip
Using card readers for in-person transactions saves nearly 1% per sale compared to manually typing card numbers into the virtual terminal.
Square Fee Breakdown
| Transaction Method | Fee Structure |
|---|---|
| In-Person (Card Present) | 2.6% + $0.10 |
| Square Online / eCommerce | 2.9% + $0.30 |
| Manually Keyed / Card on File | 3.5% + $0.15 |